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Pay less Money for Better Healthcare
Quick view of cost savings, convenience and quality of healthcare using a direct primary care program in addition to health insurance for a typical family of 4; comparing a traditional health insurance verses a traditional health insurance plus direct primary care (DPC)membership. Note. the direct primary care program is available even if there is no health insurance coverage.
Yearly cost summary highlighting the medical services received by a family of 4 using traditional health insurance
| Doctors Visit Type | Number of visits/year | Billed to insurance | Amount paid by the family |
| Family Doctor | 5 | $249/visit $996/year | $165/visit* $825/year* |
| Dermatologist | 1 | $350/year | $280/year* |
* adjusted charges based on insurance contracted rates
| Lab tests | Cost to Family | Medications | Cost to Family |
| CBC (blood count) | $35 | Cozaar/Hctz (blood pressure) | $604/year |
| Kidney/Liver Function | $49 | Lipitor (cholesterol) | $396/year |
| Cholesterol Panel | $55 | Benzaclin (acne) | $1,170/year |
| Pap test | $250* | Flonase (allergies) | $135/year |
*Pap test is covered under preventative medicine benefit and is no cost to the insured
Quality of Care & Convenience:
- Wait time for available appointment: 14 days
- Wait time to be seen by provider: 45 min
- Types of visits offered: In office only
- Time directly with the physician: 7 min
- Emphasis on health education and prevention: Low
- Convenience of care rating: Low
Cost Summary:
- Yearly healthcare costs using traditional health insurance: $3,549/year (does not include monthly insurance premiums)
Notice that deductible is not satisfied due to total cost being shared between family members
Yearly cost analysis for the same family using Insurance plus Direct Primary Care membership:
| Doctors Visit Type | Number of visits/year | Billed to insurance | Amount paid by the family |
| Family Doctor | As many as needed | 0 | 0 |
| Dermatologist | 0 | 0 | 0 |
| Allergist | 0 | 0 | 0 |
| Lab tests | Cost to Family | Medications | Cost to Family |
| CBC (blood count) | $4 | Cozaar/Hctz | $45/year |
| Kidney/Liver Function | $4 | Lipitor | $30/year |
| Cholesterol Panel | $4 | Benzaclin (acne treatment) | $180/year |
| Pap test | $25 | Flonase (allergy treatment) | $36/year |
Quality of Care & Convenience:
- Wait time for available appointment: Same Day for Acute/Same Week for Non-Acute
- Types of visits offered: Over phone, text, email, video call or in person
- Wait time to be seen by provider: 5 min
- Time directly with the physician: 30 min
- Emphasis on health education and prevention: High
- Convenience of care rating: Very High
Cost Summary:
- Yearly cost using a Next Direct DPC membership. $1,348/year